Money tips & hacks
11 hacks — tap a card to flip, or open the full guide.
Move your money off fossil fuels Tap to flip ↺ Your savings quietly fund pipelines and coal. An ethical bank redirects that cash — without changing how you spend. Read the full hack →
Green your pension Tap to flip ↺ Your pension is probably your biggest pot of money — and often quietly invested in oil and gas. Switching funds is your greenest move. Read the full hack →
Invest in greener index funds Tap to flip ↺ Keep cheap, simple index investing and still screen out the worst polluters — once you can tell the real funds from the label-wearers. Read the full hack →
Switch to real green electricity Tap to flip ↺ Not all 'green' tariffs build new wind and solar — many just buy paper certificates. Pick a supplier that genuinely adds renewables to the grid. Read the full hack →
Insure with an ethical insurer Tap to flip ↺ Insurers invest the premiums you pay them — often in fossil fuels. Choosing an ethical insurer points that hidden pile of money somewhere better. Read the full hack →
Vote with your wallet Tap to flip ↺ Every euro you spend is a vote for the company that gets it. Spent deliberately, your everyday money helps the businesses you want to win. Read the full hack →
Donate where it does most Tap to flip ↺ A small monthly gift to a high-leverage climate charity can shift more carbon than a year of personal swaps — if you pick the effective ones. Read the full hack →
Claim the green grants Tap to flip ↺ Solar, heat pumps, insulation and e-bikes often come with public Förderung — free money you only get if you ask before you buy. Read the full hack →
Cancel the zombie subscriptions Tap to flip ↺ Forgotten streaming, apps and boxes quietly drain money every month — and nudge you to consume more. One audit can claw back hundreds a year. Read the full hack →
Keep a small repair fund Tap to flip ↺ Set aside a little each month and fixing beats binning — because the cobbler, the tailor and the repair shop stop feeling like a splurge. Read the full hack →
Run the solar payback maths Tap to flip ↺ Solar and heat pumps look dear until you do the sums — borrow smart and they often pay for themselves, then save for decades. Read the full hack →
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